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About This Home

This 3-bedroom, 2-bathroom single family at 6114 6th Street in Surf City, NC is listed for $925,000 ($557 per sqft). Built in 1990, the home offers 1,660 sqft of living space on a 0.17 acres lot.

Agent Description

Coastal living with purpose--whether that means mornings on the water, afternoons on the boat, or creating income when you're away. Located on a canal in Surf City on Topsail Island, this home offers direct access to the Intracoastal Waterway with a private boat lift, making it easy to go from your backyard to open water in minutes.

Designed for both everyday living and coastal getaways, the main living space is filled with natural light and opens to a waterfront deck where the focus is simple--relax, unwind, and enjoy the view. Vaulted wood ceilings add warmth and character, creating a space that feels inviting after a full day on the water.

The layout is ideal for flexibility. The owner's suite is positioned on the main level with private balcony access, while additional sleeping areas, including built-in bunks, allow for hosting guests or maximizing rental potential. Upstairs, you'll find two spacious guest rooms along with a full bath, offering comfort and privacy for family and visitors.

The unfinished ground level adds even more opportunity, giving you the freedom to create the space that fits your needs--whether that's additional storage, a game room, home office, or future expansion. Whether you're looking for a second home, a full-time coastal residence, or a property that can generate vacation rental income, this home checks all the boxes.

With rental projections estimated between $64,000 and $81,000 annually, this property offers strong potential as a vacation rental while still providing a relaxing coastal retreat.

Key Features

  • Built in 1990
  • 0.17 acre lot
  • 2 stories
  • 2 parking spaces
  • Waterfront

Property Details

2 stories
2 full
2 spaces
1990

Amenities

WaterfrontA/C

Monthly Cost Estimate

$4,947/mo

20% down · 6.5% · 30 years

Principal$669
Interest$4,008
Insurance$270

Estimates only. Actual payments may vary.

Location

6114 6th Street

Surf City, NC 28445

Old Settlers Beach

Features & Amenities

Interior Features

Vaulted Ceiling(s)Ceiling Fan(s)Walk-in ShowerBlinds/Shades

Exterior Features

Shutters - Board/HurricaneStorm Doors

Property Details

Flooring

LaminateCarpet

Construction

Fiber Cement Wood Frame

Pool Features

PatioDeck

Parking

Off StreetGarage

Heating

Heat Pump (Heating)Electric (Heating)Forced Air

Cooling

Central AirHeat Pump

Appliances

Built-In MicrowaveWasherRefrigeratorDryerDishwasherConvection Oven

Questions & Answers

This 3-bedroom, 2-bathroom single family at 6114 6th Street is listed at $925,000 ($557/sqft). The estimated monthly payment is $4,008 based on 20% down at 6.5% interest.

Key features include: Built in 1990, 0.17 acre lot, 2 stories, 2 parking spaces, Waterfront. Interior Features: Vaulted Ceiling(s), Ceiling Fan(s), Walk-in Shower. Exterior Features: Shutters - Board/Hurricane, Storm Doors.

This property is listed by Kim E Cotton and can be reached at 9107122171 or kim@therealkimcotton.com.

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KC

Kim E Cotton

Agent at RE/MAX Southern Coast

(910) 712-2171

Listed by RE/MAX Southern Coast

MLS# 100559850· Source: listhub· Updated 28 days ago

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6114 6th Street, Surf City, NC 28445

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