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Homes for sale in Monticello, Indiana
Indiana

Waterfront Homes for Sale in Monticello

Waterfront Living Awaits in Monticello, IN

75 listings
Avg $399,598
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About Waterfront Homes in Monticello

Monticello, IN features 75 waterfront listings on Lake Shafer and Lake Freeman with an average price of $399,598. Prices range from $59,900 to $1,199,990, offering options from affordable cottages to luxury estates. These properties provide direct lake access for boating, fishing, and year-round recreation.

Average listing price: $399,598 · 75 homes available

Frequently Asked Questions

What is the current price range for waterfront properties in Monticello, IN?

Waterfront homes and lots in Monticello range from $59,900 to $1,199,990. With 75 active listings, the average price is $399,598. This range supports various budgets for lakefront ownership.

Which lakes offer the most waterfront homes in Monticello?

Lake Shafer and Lake Freeman host the majority of waterfront properties in Monticello. These lakes attract buyers seeking boating and fishing access. Many of the 75 listings sit directly on their shores.

What factors should buyers review before purchasing waterfront real estate in Monticello?

Buyers should check flood insurance needs and dock permit rules specific to Monticello lakes. Comparing the 75 listings against the $399,598 average helps identify value. A local realtor can clarify shoreline regulations.