
Indiana
Waterfront Homes for Sale in Monticello
“Waterfront Living Awaits in Monticello, IN”
75 listings
Avg $399,598
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$1.2M
11810 W 820 North Crossroads
Monticello, IN
03 ba

$1.2M
11810 W 820 north Crossroad
Monticello, IN
4 bd2 ba2,682

$1.2M
4954 E Bayfront Court
Monticello, IN
5 bd4 ba4,378

$1.1M
2636 N Peterson Drive
Monticello, IN
7 bd7 ba4,507

$1.1M
2373 N Untalulti Drive
Monticello, IN
012 ba

$900K
1 W Aquarius Drive
Monticello, IN
00 ba

$830K
4033 N Denver Court
Monticello, IN
3 bd3 ba2,707

$795K
3743 N West Shafer Drive
Monticello, IN
3 bd2 ba2,116
About Waterfront Homes in Monticello
Monticello, IN features 75 waterfront listings on Lake Shafer and Lake Freeman with an average price of $399,598. Prices range from $59,900 to $1,199,990, offering options from affordable cottages to luxury estates. These properties provide direct lake access for boating, fishing, and year-round recreation.
Average listing price: $399,598 · 75 homes available
Frequently Asked Questions
What is the current price range for waterfront properties in Monticello, IN?
Waterfront homes and lots in Monticello range from $59,900 to $1,199,990. With 75 active listings, the average price is $399,598. This range supports various budgets for lakefront ownership.
Which lakes offer the most waterfront homes in Monticello?
Lake Shafer and Lake Freeman host the majority of waterfront properties in Monticello. These lakes attract buyers seeking boating and fishing access. Many of the 75 listings sit directly on their shores.
What factors should buyers review before purchasing waterfront real estate in Monticello?
Buyers should check flood insurance needs and dock permit rules specific to Monticello lakes. Comparing the 75 listings against the $399,598 average helps identify value. A local realtor can clarify shoreline regulations.