Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 2-bedroom, 2-bathroom single family at 3962 E Lake Road 26 W in Monticello, IN is listed for $319,000 ($202 per sqft). Built in 1979, the home offers 1,581 sqft of living space on a 0.24 acres lot.

Agent Description

This one-owner, walk-out ranch lake home is ready for a new family to start making "Remember When" lake memories. The expansive living room is filled with natural light from sliding glass doors and a bay window that stretches along the waterfront side.

A wet bar and foyer entry add to the home’s entertaining appeal. With two bedrooms plus a lower-level office, there is potential to create a third bedroom at the end of the spacious, 31x13 main-level living area. Each level features a wood-burning fireplace, perfect for year-round enjoyment.

Step outside to two levels of decking overlooking the waterfront, and a permanent boat lift is ready for your watercraft. The oversized garage, approximately 25x49, with a new roof in '24, offers space for four vehicles along with a workshop area and a mechanic's service pit. With updates, this property will truly shine as a wonderful family lake retreat!

Key Features

  • Built in 1979
  • 0.24 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full
1979

Amenities

FireplaceWaterfrontBasement

Monthly Cost Estimate

$1,706/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,382
Insurance$93

Estimates only. Actual payments may vary.

Location

3962 E Lake Road 26 W

Monticello, IN 47960-7147

None

Features & Amenities

Interior Features

BarCeilings-beamedDeck OpenFoyer EntryGarage Door OpenerDishwasherRefrigeratorBoat Lift-permanentWater Heater GasWater Softener-owned

Exterior Features

Pier/DockNone

Property Details

Parking

GarageGarage - Detached

Heating

Fireplace(s)Forced AirNatural Gas

Cooling

Central Air

Appliances

DryerMicrowaveRangeRange - Electric

Questions & Answers

This 2-bedroom, 2-bathroom single family at 3962 E Lake Road 26 W is listed at $319,000 ($202/sqft). The estimated monthly payment is $1,382 based on 20% down at 6.5% interest.

Key features include: Built in 1979, 0.24 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Bar, Ceilings-beamed, Deck Open. Exterior Features: Pier/Dock, None.

This property is listed by Chris Thayer and can be reached at 5748701354 or chris@homes-by-network.com.

Similar Homes in Monticello

View all
CT

Chris Thayer

Agent at REAL ESTATE NETWORK L.L.C

(574) 870-1354

Listed by REAL ESTATE NETWORK L.L.C · View on Broker Site

MLS# 202610668· Source: listhub· Updated 11 days ago

Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3962 E Lake Road 26 W, Monticello, IN 47960-7147

Open this listing in: